SMART CARD
0.5% Unlimited Cashback
Virtual cards issued instantly. Available to you and your team.

Powerful financial tools to start, run, and grow your freelance business
Apply now















No minimum balance or minimum transaction requirements and zero fees on domestic ACH, wire, and international wires for Novel Plus plan members.

Virtual cards issued instantly. Available to you and your team.



Receive funds and send invoices directly from your account to clients and vendors

Save thousands with free transfers

Send payouts in 130+ currencies directly inside Novel

Fill out your application in under 5 minutes. Get approved in 24 hours.

Deposit funds directly via ACH, wire, or international wire or link Stripe or PayPal.

Start spending on your card and managing your business.

All your data is encrypted with AES 256 bit encryption.

Your money is held securely in a geo-fenced account

Secure your account with 2 Factor Auth (2FA) for added peace of mind

Get alerts on big transactions and automatic fraud monitoring
Sign up in a simple one-step process with name and valid email id via our app. No complex paperwork
Glimpay is specifically designed to simplify accepting cross-border payments. Click “Create Invoice”, fill in your order information, share the link with your client. Simple!
Payments are instantaneous. As soon as your buyer pays, it will appear in your Glimpay account.
No fees charged on signup. For cross-border payments flat fee of 3% is charged to the payer
Sync your UpWork account and your invoices will appear in the app. For invoices with direct buyers, simply add them via taking a pic or upload the file from your phone
Yes, link your bank account on Glimpay and instantly transfer balance in your Glimpay account to your Bank Account
![]() | Other business banks | |
Easy online application | ||
Eligible to US Residents and non-residents | ||
No minimum balance | ||
Send free ACH & International wires worldwide | ||
Unlimited users and cards | ||
Builds business credit | ||
Cashback | ||
Live support in minutes | ||
Payouts, invoicing, direct payments, and wire transfers all in one place |