Deposit Interest Rate
| Currency | HKD (< $100,000) | HKD (>= $100,000) | HKD (>= $500,000) |
|---|---|---|---|
| 1 Week | 0.0500% | 0.0500% | 0.0500% |
| 1 Month | 0.1000% | 0.1500% | 0.2000% |
| 3 Months | 0.4500% | 0.5000% | 0.5500% |
| 6 Months | 0.5500% | 0.6000% | 0.6500% |
| 12 Months | 0.6500% | 0.7000% | 0.7500% |
| Currency | USD | JPY | GBP | AUD | NZD | CAD | EUR | RMB |
|---|---|---|---|---|---|---|---|---|
| 1 Week | 0.0500% | 0.0001% | 0.1000% | 0.0100% | 0.1500% | 0.0500% | 0.0001% | 1.5000% |
| 1 Month | 0.1500% | 0.0001% | 0.2000% | 0.0100% | 0.3500% | 0.1500% | 0.0001% | 2.0000% |
| 3 Months | 0.3500% | 0.0001% | 0.4000% | 0.1000% | 0.6500% | 0.3000% | 0.0001% | 2.2000% |
| 6 Months | 0.6500% | 0.0001% | 0.6000% | 0.2000% | 0.8000% | 0.4000% | 0.0001% | 2.3000% |
| 12 Months | 0.8500% | 0.0001% | 0.8000% | 0.6000% | 1.0000% | 0.7000% | 0.0001% | 2.4000% |
Standard Savings Account
[As at (HKT) 16-03-2022]
Average Monthly Balance (HKD) | Interest Rate (p.a.) |
|---|---|
Any Amount | 0.15% |
Maxi-Interest Savings Account
[As at (HKT) 16-03-2022]
Daily Closing Balance (HKD) | Tiered Interest Rate (p.a.) |
|---|---|
100,000 or below | 0.20% |
Over 100,000 | 0.15% |
- Applicable to account with daily closing balance of HKD3,000 or above.
- Individual tiered deposit rate applies to corresponding range of deposit amount tier.
Wealthy Kid Savings Account
[As at (HKT) 16-03-2022]
Daily Closing Balance (HKD) | Tiered Interest Rate (p.a.) |
|---|---|
100,000 or below | 0.30% |
Over 100,000 | 0.20% |
- Applicable to account with daily closing balance of HKD3,000 or above.
- Individual tiered deposit rate applies to corresponding range of deposit amount tier.
Interest-Bearing Current Account
[As at (HKT) 16-03-2022]
Daily Closing Balance (HKD) | Tiered Interest Rate (p.a.) | |
|---|---|---|
Personal / Joint Account | Corporate Account | |
50,000 or below | Nil | Nil |
Over 50,000 to 100,000 | 0.10% | Nil |
Over 100,000 | 0.10% | 0.05% |
- Individual tiered deposit rate applies to corresponding range of deposit amount tier.
(The above information is for reference only. Interest Rate is shown on per annum basis.)

