Welcome to Nidhi Co-operative Bank Ltd.

Our Banking Products

Services
Advances
Deposit

IVR SYSTERM

Nidhi Co-operative Bank offers IVR SYSTERM facility which allows you to interact with the bank's telephone system through their phone keypad or voice commands.

ADHESIVE STAMP (FRANKING)

Our Bank has been permitted for stamp franking by Govt. of Gujarat. You can get the facility of stamp franking at your nearest branch.

Mobile Banking

Mobile banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.

NEFT/RTGS/IMPS

NEFT/RTGS/IMPS Our Banking Products is a payment system which facilitates one-to-one funds transfer.but RTGS Use batches rather than individually.

Rupay Debit Card

RuPay is the first-of-its-kind Global Card payment network from India, with wide acceptance at Shops, ATMs, and online.

UPI Service

Unified Payments Interface (UPI) is a system that powers multiple bank accounts into a single mobile application (of any participating bank).

Locker Service

Branch equipped with Safe Deposit Lockers. These Lockers are of different sizes and available at most competitive rent. Lockers can be hired by any individual either singly or in joint names.

Mortgage Loan

Providing Term Loan against mortgage of House/Flat or any other commercial property to the owner of the property (but not agricultural land or any other vacant land).

Home Loan

Fulfil your dream of owning a home with the Nidhi Co-Operative Bank Home Loan which offers home loans starting at Rs. 300,000. where you can space out your payment over a longer tenure, attractive interest rates.

Vehicle Loan

Hire Purchase Loan is available for purchase of two wheeler and four wheeler Vehicle.

Education Loan

A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies.

Clean Cash Credit

Cash Credit is a short term loan approved by banks for businesses, financial institutions and companies to meet their working capital requirements.

Personal Loan

Personal loans are loans that can cover a number of personal expenses. You can find personal loans through banks, credit unions, and online lenders. Personal loans can be secured, meaning you need collateral to borrow money, or unsecured, with no collater

Hypothication (Stock Againt)

Hypothecation is the practice where you pledge an asset (in this case, a car) to a bank when applying for a loan. The bank keeps the car as collateral or security until you pay it off.

Machinery Loan

Machinery loan is considered a type of business loan that helps startups, entrepreneurs, business owners, self-employed professionals other business entities in acquiring finance to buy new or pre-owned machinery/equipment for various business purposes.

FD AGAINTS LOAN & OD

Loan against FD (Fixed Deposit) is a type of secured loan where customers can pledge their fixed deposit as security and get a loan in return. The amount of the loan depends on the FD deposit amount. This can go up to 90% – 95% of the deposit amount.

Current Account

In economics, a country's current account is one of the two components of its balance of payments, the other being the capital account.

Recurring Deposit

A recurring deposit is a special kind of term deposit offered by banks which help people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits.

Saving Account

A savings account is a basic type of bank account that allows you to deposit money, keep it safe, and withdraw funds, all while earning interest.

Fixed Deposit

A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date.